Furniture Financing in Eastern NC

Learn about the flexible financing options available at Furniture Fair.

Flexible Financing Options

At Furniture Fair, we believe everyone deserves a beautiful home. We offer multiple financing options to make your purchase simple and affordable. Choose the option that works best for you below.

In-House Financing

Furniture Fair offers easy in-house financing with flexible payment plans and fast approvals. Fill out a quick application and our credit department will review it — typically within one business day.

Get the furniture you love today and pay over time — simple and stress-free!

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Wells Fargo Financing

A Wells Fargo Home Furnishings credit card is a convenient way to pay for furniture and home goods. Apply online or in any of our showroom locations to see if you qualify for special promotional financing on qualifying purchases.

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Affirm — Buy Now, Pay Later

Affirm makes it easy to bring home the furniture you love today and pay over time. With simple, transparent monthly payments and no hidden fees, you can see exactly what you'll owe before you commit. Available at checkout on qualifying orders.

Financing questions, answered

Does Furniture Fair offer financing?

Yes. There are three ways to finance a purchase: our own in-house financing, a Wells Fargo Home Furnishings credit card, and Affirm at online checkout on qualifying orders. You can use any of them on furniture, mattresses or appliances.

Can I apply for financing online?

Yes. You can apply for in-house financing online in a few minutes. Wells Fargo can be applied for online or in any of our showrooms, and Affirm is offered at checkout when you order on the site.

How long does approval take?

For in-house financing, our credit department reviews applications and typically responds within one business day.

Can I apply in the store instead?

Yes. Any of our seven Eastern North Carolina showrooms — Jacksonville on Bell Fork Road and Lejeune Boulevard, New Bern, Greenville, Goldsboro, Rocky Mount and Wilmington — can take an application in person. Find your nearest store.

What can I finance?

Anything we sell: living room, bedroom and dining furniture, mattresses and adjustable bases, and major appliances. Everything listed on this site is in stock in one of our showrooms, so financed purchases deliver on the same schedule as any other order.

Who do I talk to about financing?

Call us at (910) 455-9595 or stop into any showroom. Our team can walk you through which of the three options fits your situation before you apply.

Apply for financing

Questions About Financing?

Our team is happy to help you find the right financing option. Call us at (910) 455-9595 or visit any of our seven showroom locations across Eastern North Carolina.